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RSSFeatured Rates
15 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.796%  0.000%
30 Year Fixed Rate
 Rate  APR  Points
 5.250%  5.277%  0.000%
5 Year ARM
 Rate  APR  Points
 5.375%  4.052%  0.000%

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Our Mortgage Advisors will ask you questions to fully understand your situation, then present the best alternatives for you.

Phone 608-232-5000
800-533-6773
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Home Loan Choices Special Options Click for details.
We have better home loans for almost any situation or income level. One is sure to be just right for you!
  • Fixed Rate
    Longer terms keep payments low; shorter terms save money over time. This is a better option if you plan to stay in your home for a long time, or if you prefer knowing that your rate and payment will not change.
  • Adjustable Rate
    Qualifying for your home loan is based on the lower initial payments, so this loan is ideal for someone who needs a larger loan amount and lower rate. ARMs are also desirable if you plan to move in a few years, expect to earn a higher income, or would consider refinancing.
    • Option to convert ARM to a fixed term for a minimal fee (costs less than refinancing)
    • Adjustable rate guaranteed not to increase more than 2% yearly, or 6% over the life of the loan
  • Jumbo Loan
    We offer a variety of Fixed Rate and Adjustable Rate mortgages for loan amounts in excess of $417,000.
  • Balloon Loan
    This loan combines the benefits of a fixed rate and smaller initial payments, with a shorter term. One large payment for the remaining balance is due at the end of the term.
  • WHEDA Loan
    This special loan program offers a lower fixed interest rate in exchange for meeting government-established qualification requirements. Below are some general qualification restrictions.
    • Income limits established by region
    • Purchase price limits
    • Target and nontarget housing areas
    • First-time home buyers (within preceding 3 years)
    • Purchases only (not applicable to refinances)
  • Federal Housing Authority (FHA)
    These affordable loans make homeownership easy and feature:
    • 3.5% Down Payment on purchases
    • Flexible credit requirements
    • No income limits
    • Maximum loan amount varies by county
  • Home Attainable
    Homeownership is easily attainable with this loan program specifically geared to help by giving a discounted interest rate and financing available up to 97% loan to value.
    • 30 Year Fixed Rate
    • Combined household income up to $58,000.00 a year
    • No need to be a first time buyer
  • MyCommunity Mortgage
    Program designed to help more borrowers qualify for homeownership.
    • Available up to 97% LTV
    • Lower PMI Rates - in some cases PMI is now tax deductible!
    • Income limits do apply
  • Bridge Loan
    Use the equity in your current home to help you get into your new home.
    • Use equity as down payment for new construction or new purchase
    • Interest-only payments until your home is sold
  • Construction Loan
    Building your dream home? We're there with your financing.
    • Interest-only payments on funds drawn
    • Easy conversion to permanent mortgage
  • Lot Loan
    Buying a Lot? We offer a variety of Adjustable Rate mortgages geared specifically for Lot purchases.

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Phone
Local 608-232-5000
Toll Free 800-533-6773

Mail
PO Box 44963
Madison, WI 53744-4963
43.075532 -89.448226
Your best interest always comes first.SM
Equal Housing Opportunity. Federally Insured by NCUA.

Copyright © 2009 UW Credit Union. All rights reserved.
UW Credit Union's Routing Number: 2759-7907-6